FACTS

WHAT DOES COMMUNITY NATIONAL BANK & TRUST OF TEXAS DO
WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

n  Social Security number and income

n  account balances and payment history

n  credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community National Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Community National Bank share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call (903) 654-4500 or go to www.mycommunitybanktexas.com

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What we do

How does Community National Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Community National Bank collect my personal information?

We collect your personal information, for example, when you

n  open an account or deposit money

n  make a wire transfer or apply for a loan

n  use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

n  affiliates from using your information to market to you

n  sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

n  Community National Bank & Trust of Texas has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

n   Community National Bank & Trust of Texas does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n  Community National Bank & Trust of Texas doesn’t jointly market

Other important information

DIGITAL PRIVACY PRACTICES

Children’s Online Privacy 

Protecting the privacy of our children is essential.  For that reason, our Web site is not structured to attract children under the age of 13.  Parental consent is required for children under 13 to provide personally identifiable information via our Web site.

Our Web Site 

When you visit our Web site at www.mycommunitybanktexas.com we want you to feel secure that we are respecting your privacy.  The only private information we have about you is the information you choose to give us (such as providing feedback or completing a form).  We do not release that information to others without notifying you on the form and getting your consent.  We may use “cookies” on some of our Web site for the purpose of serving you better when you return to that site.  A cookie is a small element of data that a Web site can send to your browser, which may then be stored on your system.  Data collection from cookies helps us determine how many people visit certain pages, ultimately enabling us to improve our site design and content.  If you prefer, your Web browser can be set to provide you a notice before you accept a cookie.

Third –Party Web Sites

Community National Bank & Trust of Texas Web sites may contain links to third-party sites that you may find useful.  These third-party sites may have their own privacy policies.  You should review the privacy policy of any Web site before you provide personal or confidential information.